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Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Avoid Scams When Refinancing

By | February 18th, 2005|

A reader fears they have been scammed on the fees for their refinancing. Ilyce says they need to compare their loan to other offers to determine if they have been scammed, but she emphasizes the importance of shopping around for a lender.

Buying The Family Home

By | February 18th, 2005|

A mother wants to hold onto her house so she can leave it to her children in her estate. One daughter is hoping to buy the family home but wants to avoid any hard feelings with her siblings. Buying the property will be a lot cleaner process than having it left in the estate.

Make A Smart Investment — In Your Neighborhood

By | February 18th, 2005|

Paying attention to the neighborhood, and how it grows and changes directly affects the value of your home -- and whether it appreciates, depreciates or pretty much stays even. What can you do to keep your home's value and your neighborhood on the upswing?

Homestead Exemptions For Husband And Wife

By | February 18th, 2005|

To maintain a primary residence in a particular state, you generally need to live in that state more than six months of the year and the home you own there must be your primary residence. When a person has a primary residence, they generally work and live in the same general area, register to vote in that community, obtain a driver's license in that state and maintain contacts with that community. It's unlikely that a husband and wife could claim separate primary residence.

Suing Tenant For Extensive Damage

By | February 18th, 2005|

Tenants leave a landlord with cigarette burns on the carpet and kitchen floor. Damages exceed the security deposit. What can the landlord do to recover the damages? The lease may provide that in case the tenant damaged the apartment, you have the right to restore it to the condition in which it was supposed to be returned. If you are allowed under the lease to replace the carpet and the flooring, you should be able to recover these costs when you sue your former tenants.

Husband Wants To Sell Deceased Wife’s Share Of Property

By | February 11th, 2005|

A husband wants to sell his deceased wife's portion of a camp she owned with her sisters. He feels that the sisters are unreasonably blocking the sale of the property. The sale of a family camp is not at all about real estate and certainly not about money. It's about finding a way to peacefully part with a large portion of the past. The husband needs a good real estate attorney who can help get everyone to the table, and who can mediate the legal and business concerns each owner will have. Having an outsider should help everyone focused on the sale of the property.

Avoid Large IRS Bill With 1031 Exchange

By | February 11th, 2005|

Whenever you sell rental properties, you will not only owe capital gains tax on the sale, but if you have been depreciating those properties, you will also have to recapture the depreciation for the IRS. The only way to defer paying capital gains tax is with a 1031 exchange, which you can use to purchase a replacement property that is as much or more as the property you are selling. If you are looking to sell multiple properties, sit down with an accountant to strategize when to sell properties to take advantages of tax benefits.

Basement Envy

By | February 11th, 2005|

Overall, the number of new homes being built with basements has declined. More homes are being built in the southeast or west, where basements often cannot be built because the ground won't support it. Basements can offer a great place for storage, a home office, an extra bedroom or a children's play room.

Mistakes Home Buyers Make

By | February 7th, 2005|

Buying a home? If so, this article provides a few words of wisdom for home buyers. We cover the three most common mistakes that home buyers make when purchasing a new home.

Three Escrows Of Real Estate

By | February 6th, 2005|

In real estate jargon, "escrow" is a confusing word. There are three separate and distinct uses for the word "escrow" in real estate and to those unfamiliar with the intricacies of real estate language, they can be fairly difficult to understand.

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