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Selling Real Estate: Which Buyer’s Offer To Take

By | January 18th, 2005|

Selling real estate can be a tricky business when it comes to accepting a buyer's offer. Many sellers are reluctant to take the first offer they get on their real estate, thinking another buyer may come along with a better offer. The best thing for a seller to do is trust his real estate agent and his instincts when selling real estate, and deciding which offer to take.

The Bottom Line For Home Buyers Is Still Buyer Beware

By | January 16th, 2005|

A buyer should do everything in his or her power to make sure that the property is sound and the deed valid. Why? Because at the end of the day, it's the buyer's money that's been plunked down on the bottom line.

Mortgage Broker Demands Fees After Cancelling Loan

By | January 14th, 2005|

A borrower canceled a loan after seeing that fees had mysteriously increased, and now the mortgage broker is insisting on payment for his service. This borrower should write a letter to the mortgage broker informing him that he has violated many of the laws under the Real Estate Settlement Procedures Act (RESPA). It's also a good lesson to never give a lender cash until you know exactly what you're in for.

How To Remove A Mortgage Lien From A Title

By | January 14th, 2005|

A homeowner paid off her home mortgage but doesn't know if a lien was removed from the title. Once the lender receives payment, it then needs to prepare a release deed or release of lien to clear the title to the property. Unfortunately, some lenders have become overwhelmed by the refinance boom and have failed to keep up with the documentation of release deeds or release of lien letters.

Subdivide Property Using 1031 Exchange

By | January 14th, 2005|

Property owners may subdivide their property and sell the portion they do not live on using a 1031 exchange. A 1031 exchange allows property owners to defer taxes on the sale of property, but you must purchase a different investment property for at least the same price as the property you are selling. Find a good real estate attorney to help you properly subdivide property and sit down with an accountant to ensure you can take advantage of tax benefits from a 1031 exchange.

The Ins-and-Outs Of A 1031 Exchange

By | January 14th, 2005|

The IRS doesn't have hard and fast rules on how long you have to keep a purchased property as income-producing and thus are able to use a 1031 exchange. Some say the safe route is holding the property for two years and others say you can change your mind and make a home your primary residence and use a 1031 exchange.

Buying A Home: Getting The Most Out Of A Property Showing

By | January 14th, 2005|

When in the market to buy a home, be as objective as possible when going to a showing of the property. When you're looking to buy a home, you will want to react to the lovely artwork or perfectly awful carpet – but the idea is to react intellectually rather than emotionally when you're at a showing of the property. When buying a home, make sure everything you want in real estate property is there, and make sure to ask all the questions you want answered at the showing.

Buying A Home: Potential Home Buyers Should Create Wish And Reality Lists

By | January 14th, 2005|

Once you've decided to buy a home what do you do next? Potential home buyers should make two lists: A wish list and a reality list. With both lists in hand, potential home buyers should narrow down what they really want when buying a home and what they can do with out or add later.

Clarifying Pre-Approval Versus Pre-Qualification

By | January 14th, 2005|

A reader helps to clarify the issue of pre-approval letters versus pre-qualification. Ilyce continues to hear about sellers in some areas of the country who have been requiring buyers to submit copies of their credit reports and credit scores along with their offer to purchase.

Clear The Decks: Preparing Your Home For Sale

By | January 12th, 2005|

Most buyers have a difficult time visualizing what a home will look like with their furniture in it. Your furniture, artwork, and knick-knacks, become distractions that many buyers' imaginations will have to work overtime to surmount. Buyers who have to work that hard trying to picture how they'll live in your home won't buy it.

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