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Does Paying Property Tax Give Ownership?

By | March 5th, 2004|

Does paying property tax on a family member's property give the tax payer ownership? Generally, the payment of real estate taxes alone is not sufficient to give the tax payer ownership rights to a property. In addition to paying property taxes, you likely should have lived in the home and paid for its upkeep.

Furnace In New Construction Home Too Small

By | March 5th, 2004|

Owners believe a new construction home has a furnace that is too small. Having the furnace checked out by a heating contractor will help assess if it is an adequate size for the new construction home. A home inspection on this new construction home would have ensured any problems were found up front.

Determining The Selling Price Of A Home

By | February 27th, 2004|

How can you find the selling price for a home? In most cases, when a property is listed for sale through a real estate broker or salesperson, the sales information is entered into the multiple listing service (MLS) for future use. The sales price may also be found on the Internet or the county recorder of deeds.

A Canceled Wedding Impacts Homeowner

By | February 27th, 2004|

A woman canceled her wedding but is still on the mortgage loan for the home she bought with her fiance. Until the fiance refinances the mortgage, the woman will be responsible for 50 percent of the mortgage. Keeping her name on the deed to the home will give the ex-fiance a reason to refinance the home in only his name.

Finding Financing And A Buyer’s Broker

By | February 27th, 2004|

A buyer has a lot of assets but not a lot of income and is having a hard time getting financing. Most conventional lenders want to see that you have enough income to pay for the expenses of owning and maintaining your home. Without adequate income, it might be wise to liquidate assets to come up with a down payment.

1031 Exchange: IRS Rules For Investment Property Purchase

By | February 13th, 2004|

A father wonders if he can do a 1031 exchange and rent back the newly purchased investment property to his struggling son. Sam discusses the details of the 1031 exchange commonly known as Starker trusts, the IRS rules behind them and how they apply to investment property. One key point: a good real estate attorney will help you navigate the IRS tax rules about a 1031 exchange and how it applies to investment property.

Pitfalls of Building New Home

By | February 13th, 2004|

Do you want to build your dream house? Poor worksmanship can derail your plans, but a good home inspection can help you. Just because a new construction meets building codes doesn't mean the work is done to your standards. Have a home inspection done at several points in the building process.

Buyer Discovers Back Taxes Owed

By | February 13th, 2004|

A buyer discovers the sellers owe three years of back taxes. Ilyce and Sam suggest the buyer makes sure his contract for purchase of the land specifies that all taxes are to be paid in full and that he will receive a credit at closing for any taxes for the current year that have not been billed but are for the period of time that the seller owned the property.

Multi-Family Housing: Two Families, One House?

By | February 6th, 2004|

At first blush, multi-family housing makes a lot of sense. Move in with your friends and split your mortgage in half. Lenders even offer special multi-family financing. But it's not something to jump into too quickly. Make sure you're on the same page when it comes to the mortgage and maintenance. If you're buying this multi-family building as partners with the idea of converting it later into separate ownership (like a condo), then you should have an attorney draw up a partnership agreement that spells out these issues and others, like what happens if one family decides to sell.

Finding a Real Estate Agent – Active and Passive Agents

By | February 6th, 2004|

Need to find a real estate agent? There are active real estate agents and passive agents. As a buyer or seller, how are you supposed to know whether your real estate agent is "active" or "passive" a tough call.

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