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Square Footage: Sizing Up a House Correctly

By | November 6th, 2024|

Square Footage: Sizing Up a House Correctly Comment: I read your article on how people buy homes and use the square footage of the home to compare one home with the other. I wanted to let you know there is an ANSI standard for measuring square footage of a residential unit though few in our [...]

Timeshares: How Difficult Are Timeshares To Sell?

By | October 23rd, 2024|

Timeshares: How Difficult Are Timeshares To Sell? Before buying a timeshare think about how tough it will be to sell it We get many questions from readers on timeshares. By far, the most common issue is how owners can get rid of their timeshare. There are many reasons why an owner would want to sell [...]

Reverse Mortgages After Death

By | October 23rd, 2024|

Reverse Mortgages After Death What happens to a house that has a reverse mortgage after the owner passes away? Q: I took out a reverse mortgage back in 2009. The Department of Housing and Urban Development (HUD) holds the mortgage and they have a different company that services the loan. I have approximately $100,000 in [...]

Home Sale Tax Exclusion: Residency Requirements

By | October 22nd, 2024|

Home Sale Tax Exclusion: Residency Requirements What does the IRS really say about the home sale tax exclusion? Q: I read your column regularly and now I have a question for you. We own two houses. One is in Chicago, which we purchased in 2010. The other is in Arizona, which we purchased in 2012. We [...]

Home Inspections: Mold Comes Back To Bite

By | October 22nd, 2024|

Home Inspections: Mold A home buyer found mold in a foreclosed condo. Later, the ceiling fell in. Q: I was given your article on home inspections. The most important thing was not mentioned in your article! If you think something may be wrong, it probably is! In 2011, an agent who works with the Veteran’s [...]

Home Inspection Uncovers Serious Issue

By | September 17th, 2024|

Home Inspection Uncovers Serious Issue Q: We signed a contract to purchase a home. It seemed to have an issue with moisture in the crawl space. So, we had a home inspection. The inspector couldn’t gain access to the crawl space as the access was too small and he was too big. He noted in [...]

Selling a Home in an Irrevocable Trust

By | September 17th, 2024|

Selling a Home in an Irrevocable Trust Q: I read your article on living trusts recently. You detail the workings of property in a revocable trust and what one should do with the funds upon the sale of the property. Would the same things apply to an irrevocable trust? I am the creator of a [...]

Will Closing Credit Cards Hurt My Credit Score?

By | September 9th, 2024|

Will Closing Credit Cards Hurt My Credit Score? Q: I am looking to buy a home in the near future. I recently heard that my credit card with a big box discount store would come to an end. I signed up for a credit card with the big box store years ago to get a [...]

Zoning: Selling Separate Lots

By | September 9th, 2024|

Zoning: Selling Separate Lots Q: We bought our home in 1984. The deed read that the home was built on one of two separate lots. We are now thinking about moving. In considering our options, we realized the property values in our neighborhood have increased dramatically. In fact, they’re so high that we’re thinking of [...]

Home Sale Tax Exclusion

By | September 9th, 2024|

Home Sale Tax Exclusion: What are the rules? Q: I learned something new in your recent article about the home sale tax exclusion. I did not know that a person could receive the benefit of the Internal Revenue Service (IRS) rule that allows homeowners to exclude from federal taxes the first $250,000 in profits from [...]

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