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What Can You Do If Your Mortgage Is Underwater?

What Can You Do If Your Mortgage Is Underwater?

By Ilyce Glink| 2021-01-15T10:20:15-06:00 January 15th, 2021|

What can you do if your mortgage is underwater? This homeowner wants to know if she can foreclose and move on, but that should only be her last resort. Q: I am a widow in my 70s and my mortgage is underwater. Can I just let the bank foreclose and move on? I don't want [...]

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Real Estate Market Recap for 2020 and Housing Outlook for 2021

Real Estate Market Recap for 2020 and Housing Outlook for 2021

By Ilyce Glink| 2021-01-15T10:13:51-06:00 January 15th, 2021|

Real estate market recap for 2020 and housing outlook for 2021. An overview of how COVID-19 impacted real estate in 2020 and what to expect in 2021. Safe to say that 2020 will go down in history as a year like no other. Even, or perhaps especially, in real estate. Real Estate Market Recap for [...]

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How to Manage Inherited Property Split Between Siblings

How to Manage Inherited Property Split Between Siblings

By Ilyce Glink| 2021-01-08T10:00:27-06:00 January 8th, 2021|

How to manage inherited property split between siblings. This reader wants to either buy his sister out or sell the property, but she refuses. Q: My boyfriend’s mother died several months back. He wants to either buy his sister out or sell the property, but his sister has refused his verbal requests to buy her [...]

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Buying vs Renting a Home in 2021

Buying vs Renting a Home in 2021

By Liz Stevens| 2021-01-07T10:59:41-06:00 January 7th, 2021|

Buying vs renting a home in 2021. Home prices are rising across the country but it might still be more affordable to buy a home than rent one in 2021. Buying vs Renting a Home in 2021 Home prices are rising faster than rents in 83 percent of the 915 U.S. counties ATTOM Data Solutions [...]

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How Do I Avoid Capital Gains Tax for Jointly Owned Property?

How Do I Avoid Capital Gains Tax for Jointly Owned Property?

By Ilyce Glink| 2020-12-23T11:18:50-06:00 December 23rd, 2020|

How do I avoid capital gains tax for jointly owned property? This reader wants to know how best to go about using the home sale exclusion when they sell the property. Q: My wife and I own our home jointly. The home has appreciated substantially in the 25 years we have owned it to the [...]

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Buying a Duplex With Friends: Primary Residence or Investment Property?

Buying a Duplex With Friends: Primary Residence or Investment Property?

By Ilyce Glink| 2020-12-23T11:11:11-06:00 December 23rd, 2020|

Buying a duplex with friends: primary residence or investment property? This reader wants to know how taxes work if all four of them are on the financing and title. Q: My partner and I plan to purchase a duplex with friends. We would live on one side, and our friends (who already own their forever [...]

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Can You Have Three Joint Tenants With Rights of Survivorship?

Can You Have Three Joint Tenants With Rights of Survivorship?

By Ilyce Glink| 2020-12-23T10:15:37-06:00 December 23rd, 2020|

Can you have three joint tenants with rights of survivorship? This reader wants to know if it’s legal to add a third person to the title of their home. Q: There are two of us on the title of a home. We own the home as joint tenants with rights of survivorship. Is it legal [...]

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How Much Should an HOA Have in Reserves?

How Much Should an HOA Have in Reserves?

By Ilyce Glink| 2020-12-23T10:06:08-06:00 December 23rd, 2020|

How much should an HOA have in reserves? This reader wants to know how much an HOA should have in reserves and what happens if it’s too much. Q: Can a homeowners association have too much cash in reserves? If they do, what are the consequences? How Much Should an HOA Have in Reserves? A: [...]

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How Do I Overturn an HOA Decision?

How Do I Overturn an HOA Decision?

By Ilyce Glink| 2020-12-18T13:47:40-06:00 December 18th, 2020|

How do I overturn an HOA decision? This reader doesn’t agree with a decision the HOA board made and wants to know if they have any recourse. Q: The association board of my building wants to take down basic pine trees behind my unit. The trees are healthy and provide no danger to the building. [...]

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What to Do About Unpermitted Work When Buying a House

What to Do About Unpermitted Work When Buying a House

By Ilyce Glink| 2020-12-18T13:34:47-06:00 December 18th, 2020|

What to do about unpermitted work when buying a house. How to look up work done on a home and who you can ask to help you make an informed decision. Q: I saw your recent column about buying a home that might not have all of the required permits for work done. You left [...]

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