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What’s Happening with the Housing Market Right Now

What’s Happening with the Housing Market Right Now

By Ilyce Glink| 2018-05-24T15:22:48-05:00 May 24th, 2018|

Is now a good time to buy or sell my property? It depends, home values are rising, but sales of new single-family homes are declining and there's a lack of new construction. It was a mixed bag of real estate news last week, with some positive and negative signs for the housing industry. Sales of [...]

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I stopped paying my mortgage when my loan was sold. Now what?

I stopped paying my mortgage when my loan was sold. Now what?

By Ilyce Glink| 2018-05-18T15:27:12-05:00 May 18th, 2018|

This reader stopped paying his mortgage when his loan was sold. It’s been a few years since he made a mortgage payment and apparently has little contact with the lender. Q: My mortgage was sold to a loan processor in 2011. I got a welcome letter saying my payment was $635 when it really should [...]

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What Happens to My Property Taxes When I Pay Off My Mortgage?

What Happens to My Property Taxes When I Pay Off My Mortgage?

By Ilyce Glink| 2022-09-18T10:30:28-05:00 May 18th, 2018|

What happens to my property taxes when I pay off my mortgage? I am finally done paying off my mortgage, but I’m wondering if my property taxes will change. Will my real estate taxes change or will my property be reassessed after making my last mortgage payment? Q: I’m just about to pay off my [...]

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When Will Millennials Become Homeowners?

When Will Millennials Become Homeowners?

By Ilyce Glink| 2018-05-17T10:21:22-05:00 May 17th, 2018|

When it comes to buying a home, Millennials are taking about 5 years longer to become homeowners. Here, I take a look at some factors that may be causing this shift in the average first-time homebuyer age. I live for a happy ending. Whether it’s in the movies, a fairy-tale wedding (hello, Harry and Meghan!), [...]

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Lender Declined Mortgage Modification, but Then Canceled The Loan

Lender Declined Mortgage Modification, but Then Canceled The Loan

By Ilyce Glink| 2018-05-11T10:20:15-05:00 May 11th, 2018|

It doesn’t often happen that the lender declines to do a mortgage modification six times, and then out of the blue cancels the loan balance and releases the lien. In this case, the lender did just that, but the homeowner is still worried she might lose her mortgage. Q: I’ve been working with my bank [...]

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Taking Out a Mortgage With My Mother-In-Law: Good Idea?

Taking Out a Mortgage With My Mother-In-Law: Good Idea?

By Ilyce Glink| 2018-05-15T17:08:04-05:00 May 11th, 2018|

My husband is going to take out a mortgage with my mother-in- law, put the house into a trust, name themselves as the trustees, and my husband and his siblings as the beneficiaries. Is taking out a mortgage with my mother-in- law a good idea? Q: My husband and I made on offer to my [...]

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Will Adding Child to Title Increase Property Taxes?

Will Adding Child to Title Increase Property Taxes?

By Ilyce Glink| 2022-09-18T11:50:56-05:00 May 4th, 2018|

Will adding a child to the title of a property increase property taxes? A father wants to add his child to the title to his home, but his child is worried that this will increase property taxes. She might be worried about the wrong thing. Q: I was wondering if you might be able to [...]

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Personal Residence to Rental Property in an LLC: Calculating Cost Basis and Taxes Owed

Personal Residence to Rental Property in an LLC: Calculating Cost Basis and Taxes Owed

By Ilyce Glink| 2018-05-04T08:54:39-05:00 May 4th, 2018|

A personal residence became a rental property and was put into an LLC. How do you calculate the cost basis and taxes owed now and in the future on the property? Q: I read your Real Estate Matters article every Sunday in the Columbus Dispatch, and they have been very helpful in understanding many of [...]

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Mortgage Rates Are On The Rise And Hurting Buyers

Mortgage Rates Are On The Rise And Hurting Buyers

By Ilyce Glink| 2018-05-02T12:01:43-05:00 May 2nd, 2018|

Mortgage rates are on the rise and hurting buyers. Here's what you need to know if you plan to buy a home this year. The worst of all possible confluences for home buyers got a bit worse this week: Mortgage interest rates jumped up again, to the highest level in five years. At the same [...]

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Mobile Homes and Property Titles: What You Need to Know

Mobile Homes and Property Titles: What You Need to Know

By Ilyce Glink| 2022-09-18T10:36:09-05:00 April 27th, 2018|

Mobile homes and property titles: What you need to know to ensure your mobile home is properly insured and recorded in your name. Q: In September 2017, you wrote an article about how "title insurers don't deal with mobile-home issues" in our local Ohio paper. This is exactly our situation. We have contacted the motor [...]

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