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Ilyce Glink Show - June 20, 2010 - Today on the Ilyce Glink Show Ilyce talked with people from CredAbility.org about their recent name change from Consumer Credit Counseling Services, and they discussed the recent changes in HAMP, the Making Home Affordable Plan. After discussing HAMP, Ilyce invited Shannon Judd from PEMCO to discuss purchasing a HUD home and HUD financing. For more of the best real estate, personal finance and consumer advice, listen to more of the Ilyce Glink Show on WSB Radio

If you work for a company that offers a match for a 401(k) should you take it? And, how much should you contribute to the 401(k)? If the company offers to match 50 percent of the contribution up to the first 6 percent of your salary you contribute to the 401(k), should you contribute over and above that amount? So many companies today are eliminating 401(k) match programs simply because they can no longer afford them. A listener to Ilyce's radio talk show wants to know if he should contribute 10 percent to a part-time employer's 401(k) program. The company will match 50 percent of his 401(k) contribute up to 6 percent of his salary. He wants to know if he should contribute 10 percent of his salary to the 401(k) even though the employer will not match the last 4 percent.