Will Closing Credit Cards Hurt My Credit Score? Q: I am looking to buy a home in the near future. I recently heard that my credit card with a big box discount store would come to an end. I signed up for a credit card with the big box store years ago to get a [...]
Would a Credit Card Balance Transfer Help? A reader wonders if California resident who is overspending could be helped with a credit card balance transfer. Q: I read your interesting article recently about the homeowner being in a rough spot after moving to Sonoma County, California and taking on debt. I assume the $30,000 debt [...]
With such a wealth of options available to consumers, choosing a credit card with great rewards has never seemed easier. Credit cards offer more unique rewards than ever before, making it difficult to choose what would be most useful to you. Should you rack up airline miles or hotel points? Do you spend enough to [...]
Perhaps your teen is getting to the point where carrying around cash isn’t so convenient any longer. Maybe she’s signing up online for a crafts class, but she needs a credit card to do so. Or perhaps your student is away at college, and you’d rather he not carry a wad of $20s to the [...]
Personal finance resolutions for 2013 that will help you save money and get out of debt. Get your finances in order to buy a house. We’re not even half way through the first month of 2013, but already everyone seems tired of talking about their personal finances. The last seven years of financial chaos has [...]
Cancelling Credit Cards to Get Cash Out Refinance. You have an excellent credit score, great credit history, plenty of equity, and yet lender wants borrower to cancel many of his credit cards to qualify for a refinance. Q: I have a situation in my mortgage refinance process and need your advice. My lender wants me [...]
Make a New Year's Resolution to clean up your personal finances. Stick to a budget, live within your means, and put away savings every month. Below are the top three financial new year's resolutions. Make 2010 the year to stick to your financial new year's resolutions.
