Your credit score defines you financially. Establishing and maintaining good credit will make your life infinitely easier. To establish a good credit score you must make your payments on time and in full every month. You can also improve your credit score by minimizing your debt. Learn more here about your credit score and what it means for you.
Today on the Clark Howard Show, Ilyce Glink filled in. Ilyce discussed the dive in the stock market in the wake of the unexpected high unemployment numbers. The market on Friday started out in another deep dive, but ended the day up modestly. Ilyce also talked about her trip to Italy and how Continental Airlines has decided to charge $15 for the first checked bag. Ilyce answered questions about how many credit cards you need to have active to keep your credit score high, how to improve your credit in the wake of a divorce, how to get a developer to fix a problem with rotting windows throughout a development, whether it is a good time to refinance, how you know if you have been the victim of a predatory lender, how to find a financial planner (and if you should use a free planner from Vanguard or Fidelity), whether CDs will be affected by the FDIC's takeover of Integrity Bank, and what to do if a credit card company has erroneously canceled an account. For show notes and updates through the week, check out her blog at www.thinkglink.com/blog , and sign up for her free weekly newsletter on the ThinkGlink.com home page. Check out the videos at www.expertrealestatetips.net. And be sure to subscribe to her YouTube channel.
A former condo owner describes losing his condo to foreclosure and asks how defaulting on a home equity line of credit will affect his credit score. Will defaulting on a HELOC affect his credit score after the condo foreclosure? What are the ramifications of a foreclosure on credit and obtaining credit in the future?
Many credit card companies will try to convince you to open an account by promising not to change your credit card rates. Unfortunately, this isn't a promise they intend to keep. What promises do credit card companies make about credit card rates? What factors affect credit card rates? Can your behavior affect your credit card rates? Can factors out of your control affect your credit card rates?
While it may not feel good to carry a credit card balance, what's worse is when credit card companies change the terms of the card you carry in their ...
More Americans filed for bankruptcy in the first half of 2008 compared to the first half of 2007. The American Bankruptcy Institute announced that fi...
Learn about mortgage basics including two common types of mortgage loans and what it takes to qualify. Your credit score will have an impact on what kind of mortgage loan you can get. Being informed about your credit score and your options will help you get the right mortgage for you.
Having a good credit score will help you get a better mortgage interest rate. Learn how mortgage lenders use your credit score from mortgage broker Victor Benoun. You should try to increase your credit score before you apply for a mortgage. To establish a good credit score you must make your payments on time and in full every month.
Getting a car loan after filing for Chapter 7 bankruptcy will be difficult because of a bad credit score. Person to person lenders might be an option for getting a car loan with bad credit.