A home owner asks how to refinance his home loan. The home loan refinance market has become chaotic so it pays to shop around and save money. A good place to refinance your home loan is a credit union, where you can save a lot of money because you can often get cheaper rates.
A couple asks if they should tear down their ranch house while they still have a mortgage. They say many of their neighbors tear down their houses so their street has many new brick homes. They think they can rebuild and increase their home value by several hundred thousand. To determine is it's worth rebuilding, they need to estimate all those costs associated with rebuilding, including construction and alternative living arrangements.
As parents age they may want to transfer the title of a property to their offspring. How does a property transfer affect Medicare benefits? There may be a better way to achieve the goals aside from a property transfer.
First, the good news: Home prices in 73 of 150 areas are higher than a year ago. The bad news? They're down in 77 of the remaining areas. The Nation...
To transfer a deed to a home, the persons involved must consent. If a person wants to give a gift of real estate, they can purchase the property and deed it to someone else. But putting someone on a deed will not be sufficient to transfer title of the property to the recipient.
Before you even think about buying a home, you should ask yourself two questions: "What's my credit score?" and "How do I raise it?" Knowing your credit score will help you negotiate a good interest rate on your mortgage, and if you can raise your score, you'll get a loan with a lower interest rate.
President Bush just signed the stimulus package that authorizes the U.S. Internal Revenue Service to send every taxpayer $600 to $1200 (couples). To ...
As a single woman, I'm thinking maybe it's time to go back to the old-fashioned dance. Where a guy could see which woman caught his eye and approach h...
To prevent foreclosure you should pay your mortgage on time and in full every month. Preventing foreclosure should be a high priority because losing your home hurts your credit. There are steps you can follow to prevent foreclosure.
Last month I blogged about the National Foundation for Credit Counseling's Mortgage Reality Check. They've released the latest results. Things are no...
