What Kind of Accounts are on Your Credit File?

Ever wonder what magical formula credit reporting bureaus use to figure out your credit score? It’s not random, certain accounts are on your credit file and other accounts aren’t. Things like utility payments and gambling debts aren’t on your credit history, but anything from a financial institution or court system will be on your credit file. Watch this video from Expert Real Estate Tips for more insight into what’s on your credit report and how your credit score is calculated.