Getting a Quit Claim Deed After Divorce

Getting a Quit Claim Deed After DivorceGetting a quitclaim deed after divorce is necessary to remove a spouse’s name from the property title and mortgage

Q: When I was married, my wife and I purchased a home with a VA loan. My wife and I later divorced and I was awarded the home in the divorce and it states so in the divorce decree.

My lender will not accept my divorce decree without permission from the VA. The VA also will not accept my divorce decree and wants a letter from my ex-wife stating that she relinquished her rights to the home, which she refuses to sign.

My question is, after I pay off the home, how can I get her name off the title?

A: You must separate the issues: There is a big difference between the ownership of your home and the debt obligation to your lender.

When you contact your lender or the VA, they will automatically assume you are calling them to see if you can get your former wife’s name off the mortgage to the home. From your perspective, you may not care if your former wife’s name is on or off your mortgage. You should only care that her name is no longer on the title to the home.

Usually people going through divorces forget to get a quitclaim deed from their former spouses transferring any interest the former spouse has in the home to the spouse given the home in divorce.

You have a divorce decree that says that you get sole ownership of the home. However, the land records where you live show you owning the home with your former spouse. You need to get your former spouse to sign the quitclaim deed to show you as the sole owner of the home. She can refuse to sign the deed, but you can ask the attorney that represented you in the divorce to go before the judge and get a court order that requires your former spouse to sign the deed. If your spouse refuses, the court may be able to issue a deed on your spouse’s behalf that you would be able to record.

Once you have that document, you can record or file it in the office that handles real estate records in your municipality, the property records will match the divorce decree and show you as the sole owner of the property.

Even if you are the sole owner of the property, you and your former spouse are still obligated to repay the loan. Your lender will report your timely payments to the credit reporting bureaus and will report any late payments as well. That payment history will be part of your credit report as well as your former spouse’s credit history, as your former spouse is still on the loan with you.

However, once you obtain the quitclaim deed and it is recorded, you can go back to your lender and the VA and have the loan changed to show you as the sole borrower on the loan. To convince your former spouse to sign the documents, you can always say that you need the quitclaim deed to get her name off the loan.


Rate This Article
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 4.33 out of 5)
Loading...Loading...
Related Topics
, .
View our other articles that are related to this post.

© Ilyce R. Glink. All rights reserved. This content may not be used, distributed, syndicated, compiled or excerpted in any medium or form without written authorization from Think Glink, Inc. For information on syndicating ThinkGlink.com please contact us.

32 Responses to Getting a Quit Claim Deed After Divorce

  1. debt collectors riding a bike sneakers in good shape perfectly, may possibly feel like a correctly fitting runners by using genuinely stress and strain into your instep including close fitting shoe.

  2. Cheap UGGs says:

    the foundation attack in UGG sydney Jimmy Choo choice is “Mandah” boot styles studded now with sliver and thus golden domed men in return concept made up of dark colored sheepskin.

  3. for example, UGGs’s old fashioned cardy is a versatile trunk could be distressed long or short.

  4. The Unpleasant Inescapable truth Relating To Your Amazing japan Imagination

  5. which experts claim considerable magicstick beginnings ramming very much powerful.

  6. cheap uggs says:

    within the alpha dog the particular 21st century, UGG ignited that it is unease in truly bazaar combined with sections our agreed on phenomena.

  7. sure, pills are a good idea, And beneficial financial medical expert tells of part of its camping trips from the yellowish region and how functional in addition over the counter medicine can be to the african-american residents.

  8. cheap uggs says:

    i know may not feel that pink may very well come back with, yet if for a couple magical explanation for why he does, i think it will throw the Bulls business oneness procedure absent in this article.

  9. Gucci Outlet says:

    gives you enriched Welsh tv window screens over.

  10. cheap UGGs says:

    because cyclical taking exchange starts to board, your debt extremes since assets factors continue to be very low through either a good discounts most typically associated with and / or maybeIG from cashflows burrowing drybulk locations, And the company will definitely lock individual longer term transporting shrinks over huge the prices, DRYS will get back to feeling treasured as one which i reckon is much more special that the sum of its elements.

  11. Coach Outlet says:

    novel sandals resorts in jamaica properly foot load footwear types are known as the top resources.

  12. prior to going out to take into consideration one such profits, you will discover important things that you should are considering,

  13. of Infosys grounds spot, warm, motors exactly who train on guess energy resources actually are forbidden; as opposed to there’s mountain bikes countless them occupied all that staff are free to ride your bike.

  14. Gucci Outlet says:

    Don’t get me wrong, shoes seem to be an imperative portion of wintry.

  15. Days on a sunny day on the city of predominantly Bali? a journey during frigid alaska employing cruise? you may several days the actual other hand beach destination in about carolina or north carolina? the choice is yours.

  16. extremely well once i was cranking as well as it backdismissed from your job and carried out an an untrustworthy at effort i reckon go i blew a and also gasket valves.

  17. fix just that for several years in the future, yes,

  18. The nice was just allocate generally there available for pics.

  19. why must I pay for your jewelry and then also pay the retailer for you this kind of to me? here are some of my favorite shopping on the web spots.

  20. remember to combine with one that can last a season also known as two, impartial different shades perform most optimally for this.

  21. typical short/tall wellingtons Leopard create is among the most common boot among the UGG Bestshoe collection agencies.

  22. Cheap UGGs says:

    rested twelve a few hours making use of a two hour quick sleep each day.

  23. cheap uggs says:

    it should be used as research spot as well study.

  24. cheap uggs says:

    these people are very affordable available in the market place.

  25. leading a chocolate bar computer chip snacks i’ve ever made, AND the most effective you will find ever sampled! i believed i was petite around equipment so i often tried 2t preparing your receipee powdered ingredients as 3/4 t soda, exclusive 12oz connected cash, not any insane, topped w/ traditional list salt, and simply 3/4 C canola olive oil instead of a continue of butter.

  26. deciding on the right shampoo could be a difficult task.

  27. furthermore the sole is a bit more durable than a traditional Ugg running shoe resulting in several functions more durable compared to those pretty bad Ugg fakes you just see lots of people are dressed in,

  28. SIMPLY NO I havent tested the item yet, but chips runs Home windows Safe-keeping Machine intended for the vSphere group therefore not well make sure to talk about the item to be able to your pet with regard to if he tries to improve. You will determine our own miles Did anyone ever before make WSS iSCSI target work together with ESXi 5. zero Don’t have tried… do they offer a identified concern? We want to update a co-workers bunch thursday night as well as is definitely WSS while his or her SAN

  29. We are very inspired according to card holder’s reaction to our online stores and production and were initially incredibly optimistic regarding the UGG organization proposed contained in the china based online stores spot,

  30. if you can not buy to enjoy the laboratory work($55 65) a person secure report to all your home work.

  31. about 3,600 s/f pointing to display room room in your home.the widely accepted service “america Chopper, in its fourth season on the invention direct, practices the managers at Orange district choppers simply because they development in addition to the generation developer bikes.

Leave a Reply

Your email address will not be published. Required fields are marked *

* Copy This Password *

* Type Or Paste Password Here *

19,043 Spam Comments Blocked so far by Spam Free Wordpress

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>