Title Insurance

One of the fees you pay when you buy a home is for title insurance. Title insurance assures the lender that you own the home free and clear, with no liens on it. When you buy title insurance a title company will run a title search to check public records for information on the home. Who pays for the title insurance varies by state - sometimes it's the buyer, sometimes the seller. Learn the ins and outs of title insurance here.

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Why Buy Title Insurance On a House When You Pay Cash For the Home

Added October 15, 2009 by Ilyce R. Glink

Why Buy Title Insurance On a House When You Pay Cash For the Home
If you are making the largest investment of your life, wouldn't you want to make sure you are protected by obtaining and buying title insurance? When you buy title insurance on a house, a title company gives you certain guarantees that you are the rightful owner of the home and certain other title protections. Title insurance does not protect you against future title problems that might develop nor does it protect you from fire or other casualties. But if you are paying cash to a seller are you certain the seller will give you good title to the home?

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Easement

July 28, 2008

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What is an easement? An easement allows a second party, such as a neighbor or utility company, access to your property. An easement is limited to a small part of a property usually and it stipulates the property's condition after the second party accesses the property. You can find out your…

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