Every week Ilyce Glink offers her WSB listeners useful real estate advice, personal finance advice, and tips on making life just a little bit easier.
Did you miss Ilyce’s radio show last Sunday? No worries. We archive Ilyce’s past radio shows here and it’s easy to listen online.
Plus, you can listen to the shows as podcasts! Our Podcast RSS feed is registered with iTunes, so click to Subscribe to the iTunes Podcast now and you’ll be able to listen to Ilyce’s show whenever and wherever you want!
Don’t forget to tune in next week from 11:00 AM to 1:00PM EST. It’s always an an action-packed show filled with tons of useful personal finance tips and real estate advice. Until then, enjoy the archived shows.
May 7, 2006 – Ilyce reports live from the Georgia World Conference Center at The Learning Annex Real Estate Wealth Expo. Ilyce opens the program discussing a recent report in the Wall Street Journal regarding home down payment gifts. These programs assist first time buyers with down payment loans. Often a kick back, or money going from seller to lender, would circumvent FHA rules. The IRS is now limiting home down payment gifts and even calling them “schemes.” Ilyce answers questions regarding how to appropriately deal with the inheritance of cash or property and she answers an investment question regarding the use of IRA money to invest in real estate. Download the Podcast | Subscribe via iTunes
April 9, 2006 – On Ilyce’s first anniversary show, she makes it a priority to help people become aware about identity theft. Protect yourself by getting your social security number off of your medical records and Medicare card. Ilyce also takes questions from retired folks regarding how to best save money, avoid taxes, and pay for unexpected expenses. Download the Podcast | Subscribe via iTunes
March 26, 2006 – Ilyce discusses the latest news in the world of identity theft. Ilyce then takes calls on topics from identity theft to dealing with mortgage company after a 30-year mortgage was suppose to be paid off. Download the Podcast | Subscribe via iTunes
March 12, 2006 – Ilyce begins the show talking about her recent experience on a regional jet and the airline industry in general. Ilyce then takes calls on topics from dealing with tax issues on buying and selling land to funding multiple retirement accounts. Download the Podcast | Subscribe via iTunes
March 5, 2006 – Ilyce starts the show off by talking about a Washington Post column that deals with the new issues in mortgage lending. Ilyce then takes calls on topics from investing fraud to how to sell an estate property. Download the Podcast | Subscribe via iTunes
February 26, 2006 – Ilyce discusses the rising cost of health insurance. Ilyce then takes calls on a range of topics, including investing in a 403(b) and questions about healthcare problems. Download the Podcast | Subscribe via iTunes
February 19, 2006 – Ilyce starts her radio show talking about very long-term mortgages. Ilyce then takes calls on real estate, personal finance and consumer issues topics — from paying for home remodeling to using retirement money to pay off a mortgage. Download the Podcast | Subscribe via iTunes
February 12, 2006 – Ilyce kicks off the show talking about autosurfing schemes and scams. Ilyce then takes calls on topics from the future of interest rates to how to deal with harassing creditor calls. Ilyce also has tips for Valentine’s Day gift buying. Download the Podcast | Subscribe via iTunes
January 29, 2006 – Ilyce starts the show by talking about “good faith estimates” and continues a discussion on mortgage fraud. Ilyce then takes calls on topics from “cleaning up” a credit report to establishing credit. Download the Podcast | Subscribe via iTunes
January 22, 2006 – Ilyce discusses the cost of weddings and how to do a wedding without breaking the bank. Ilyce then takes calls on topics from grant search firms to finding a home contractor to build a first home. (note: this audio file starts a few minutes into the show due to technical problem at WSB). Download the Podcast | Subscribe via iTunes
January 15, 2006 – Ilyce kicks off the show talking the story behind a new tool on her website, a blog on thinkglink.com. Ilyce then takes calls on topics from sheltering a home sale from government benefit lookbacks to ways to better a credit history. Download the Podcast | Subscribe via iTunes
January 8, 2006 – Ilyce kicks off her first show of 2006 with a discussion of the growing issue of morgtage fraud. Ilyce takes calls on topics from a caller who is dealing with identity theft to a caller who is concerned about possible identity theft. Download the Podcast | Subscribe via iTunes
December 18, 2005 – Ilyce packs the last show of 2005 with information on home improvements, dealing with holiday debt, 2006 tax changes, and the new Roth 401(k). Ilyce then takes calls on topics from using rainy day savings to pay off a home to the pros and cons of an interest-only loan. Ilyce returns January 8th. Download the Podcast | Subscribe via iTunes
December 11, 2005 – Ilyce starts the show by talking about gifting for Christmas and what to do with an old car. Ilyce then takes calls on topics from 1031 exchanges on land to IRS rules on Katrina losses. Download the Podcast | Subscribe via iTunes
December 4, 2005 – Ilyce discusses tax decisions you need to make before the end of the year. Ilyce offers callers personal finance advice and real estate advice — on topics ranging from increasing interest rates on adjustable rate mortgages to dealing with a lump sum retirement. Download the Podcast | Subscribe via iTunes
- November 27, 2005 – Ilyce kicks off the show talking about the early retail numbers from the Thanksgiving weekend. Ilyce then takes calls on topics from good online shopping sites for gardeners to renting out a home versus selling a home in the current home market.
- November 20, 2005 – This week’s Ilyce Glink Radio Show focuses on the upcoming holiday shopping season. Ilyce takes calls on numerous personal finance, real estate and consumer issues topics — from buying a home with less then 20% as a down payment to some holiday shopping tips from callers. Interested in reading about some of the great holiday shopping tips discussed on the show? Click here.
- November 13, 2005 – Ilyce starts the show by disclosing her longstanding desire to buy a big screen TV. Her husband Sam says just move closer to the TV, but it looks like Ilyce will be buying anyway. Ilyce offers holiday shopping tips for those who are in the market for a big screen TV. She also discusses all sorts of other personal finance, real estate, and consumer advice issues — and answers questions from callers.
- November 6, 2005 – Ilyce kicks off the show talking about how Americans shop and how the internet has changed it. Ilyce then takes calls on topics from changes in tax laws involving second properties to dealing with estate issues for an elderly parent.
- October 23, 2005 – Ilyce starts the show with a discussion about the cost of raising a child that is born today. Ilyce then takes calls on topics from wrapped mortgages to cool off periods for used cars. Ilyce is off next Sunday for NASCAR coverage and will return November 6th.
- October 16, 2005 – The bankrupcty laws have changed! Ilyce starts her show by discussing the new bankruptcy laws. She then takes multiple calls on the topic of the new bankruptcy laws.
- October 9, 2005 – Ilyce kicks off the show with new information on the Medicare prescription drug plan. Ilyce then takes calls on topics from double commissions to handling surrendered annuities for an elderly parent. As of November 15, 2005, you can elect into a medicare drug plan. Each company typically provides 3 plans at 3 different prices points with different coverage.
Here’s some of the Medicare information that was discussed on the show:
Today, Medicare participants receive 75 percent of drug costs, after they pay the $250 deductible up to $2,250 in total spending. The plan currently pays 95 percent of drug costs after the participant spends a total of $3,600 in out of pocket expenses.
The new plans are supposed to do better. A quick look at the Georgia drug plans that are available show that most offer 3 tiers, with the monthly premiums ranging from $17 to $62.29. The plans cover anywhere from 77 to 99 of the top 100 drugs. Most include tiered co-pays for drugs, which haven’t yet been spelled out in the literature.
Enrollment begins November 15, 2005, and coverage begins January 1, 2006, or the first day of the month after you sign up. If you currently get drug benefits from an outside insurance source (like a job you hold), there isn’t a financial incentive to sign up now. But, if you don’t have outside drug benefits, then the government wants you to sign up now. If you sign up later, the premiums will rise.
For more information, check out www.cms.hhs.gov/map/map.asp. You can check out any state’s plans from this website.
- October 2, 2005 – Ilyce starts off her show talking about holiday gifting at work, and specifically for the boss. Ilyce then takes calls on topics from dealing with the IRS on a past bankruptcy to figuring out when to start taking Social Security, while still working. Ilyce also talked about how there is an increased emphasis on allowing consumers who pay their bills and rent on time to use those on-time payments to help improve their credit. the National Credit Reporting Association is teaming up with PRBC (www.prbc.com), which is a national credit bureau specializing in collecting and updating what the industry calls "non-traditional" credit (like on-time payment of utility bills, rental payments, etc). If your traditional FICO credit score is low, your PRBC credit score might be higher. Log onto www.prbc.com for details on how to use non-traditional credit sources to qualify for a mortgage loan.
- September 25, 2005 – Ilyce kicks off the show with a discussion of renting a home versus buying a home, along with the other side of the coin being selling a home now versus later. Ilyce then takes calls on a variety of personal finance and real estate topic, everything from refinancing a 15 year mortgage as rates go up to figuring out the additional expenses of owning a home versus renting.
- September 18, 2005 – Ilyce discusses news of the bankruptcy filings of Delta and Northwest. Ilyce then takes calls on topics from callers, including concerns about future travel on Delta and Northwest and questions on protecting a home from foreclosure.
- September 11, 2005 – Ilyce starts the show with a discussion about the 9/11 anniversary and the aftermath of Katrina. Ilyce then takes calls on topics from comparing variable universal life and term life insurance to flood insurance not being included with many homeowner insurance policies.
- September 4, 2005 – In a special two-hour show, Ilyce discusses the consumer and financial fallout of Hurricane Katrina. She also talks about what’s happening at Delta Airlines. She then takes calls from friends and families dealing with the aftermath of Hurricane Katrina, as well as from callers on other topics such as dealing with a really bad credit score.
- August 28, 2005 – Ilyce opens the show with comments about a recent Alan Greenspan speech about housing prices and possible housing bubble. Ilyce then takes calls and discussion topics including what to do when you have problems renting out a property to pros and cons of REITs.
- August 21, 2005 – Healthcare expenses are top of mind on this Ilyce Glink radio show. How do healthcare costs affect small business startups? Later in the show, Ilyce takes calls on a range of topics related to the topic of healthcare expenses. She also thanks the listeners of WSB Radio for their generous donations to the AFLAC Cancer Center at Children’s Healthcare of Atlanta during the News/Talk 750 WSB Care-a-thon.
- August 14, 2005 – Ilyce kicks off the show with a discussion about etiquette teachers and self-help. Ilyce then takes calls on topics from figuring the cost basis of home being sold to not buying “too much” home for your money.
- August 7, 2005 – Ilyce discusses a couple articles on employment and salaries in America. Ilyce then takes calls on topics from paying off credit card debt by selling stocks to the affect of equity lines on credit scores.
- July 31, 2005 – Ilyce kicks off the show talking about taking significant amounts of time off to travel around the country or around the world. Ilyce then takes calls on the topics from finding a financial planner to take an investor’s “small” account to when should some get a trust to protect assets for a child.
- July 24, 2005 – Ilyce kicks off the show with a discussion about problems involving health insurance and healthcare billing. Ilyce then takes calls on topics from problems with home contractors to changing real estate agents within a real estate company.
- July 17, 2005 – Ilyce talks about her trip to England. Among the issues she discusses: her speech at Cambridge, the bombings in London, and the high price of gas in England. She also takes calls on many topics including refinancing, housing prices, and bad real estate agents.
- July 3, 2005 – Ilyce compares our current way of life with the “good old days” after WWII, when most families lived on one income and people weren’t concerned with health care prices and paying for retirement. As always, Ilyce takes calls on a variety of topics, this time including immovable tenants and raising children.
- June 26, 2005 – Ilyce discusses inflated CEOs’ paychecks, the recent trials against corporate executives, and what shareholders are getting from these overpaid execs. She asks shareholders, “Why are we paying them so much money?” Other topics and calls for this episode include identity theft and buying property.
- June 19, 2005 – This special 2-hour long Fathers’ Day edition highlights the great advice our fathers have given us, including Ilyce’s father’s advice “Do what you love and the money will follow.” Also included in today’s show are the following topics: student loans, social security, the Dennis Kozlowski trial verdict, and “What IS rich?”
- June 12, 2005 – Ilyce’s husband Sam, Tod Mark and Ilyce talk about real estate law, practical travel advice, rising real estate prices around the world, and “What a million dollars doesn’t buy.” Call in topics include: increasing your cash flow through stocks and real estate, and how to refinance your house.
- June 5, 2005 – Ilyce bases this show on a New York Times article which discusses the difference between the rich and the “hyper-richer.” Also, Ilyce asks how far listeners would walk to save money and describes the theories of loss aversion and mental accounting. As always, Ilyce takes listeners’ calls on a variety of topics, including teens and money, and a couple’s differing value of money.
- May 29, 2005 – Ilyce uses this show to focus on kids and money, and how we can educate our children to be smart with money. Caller on this show raise various topics including home mortgages and real estate investment trusts.
- May 22, 2005 – On this show Ilyce spends time discussing her new book, the third edition of her best seller 100 Questions Every First Time Homebuyer Should Ask. Also, Ilyce talks about a Chicago church that uses faith to heal financial wounds. Calls this show include questions on lease options and capital gain.
- May 15, 2005 – Ilyce discusses the New York Times article “Who is Rich in America,” which investigates class and the definition of rich. Ilyce also takes calls include real estate investment scams, how to invest retirement funds, and getting the full amount from an insurance company after a car crash.
- May 8, 2005 – On this Mother’s Day show, Ilyce talks about early Mother’s Day holidays and similar holidays celebrated in other countries, and she asks listeners for the best and worst piece of advice from their own mothers. Ilyce also takes calls on establishing a portfolio and the dangers of a real estate bubble.
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