How Do E-Payments Work?
Curious about how to pay for goods you purchase on the internet? We'll tell you.
PMI Changes At Closing
A home buyer received a good faith estimate including an estimated amount for the private mortgage insurance. At the closing, the PMI amount was different. By choosing a different type of loan or increasing your loan amount, they could have affected the amount of the monthly PMI payment. However, the home buyer could have avoided PMI all together with an 80/10/10 loan.
Real Estate Agent Promises To Find Job For Buyer
Be careful if a real estate agent promises to find you or your spouse a job in order to secure a home sale. If a real estate agent promises to find you a job, makes the sale and the job falls through or never existed, you may want to complain to the National Association of Realtors. A situation like this could lead to mortgage fraud, if inaccurate income is shown on a mortgage application.
Reporting Problems With Credit Cards
When dealing with your personal finances, problems with your credit cards or debit cards require quick action. You need to immediately report problems with your credit cards, including billing errors, lost or stolen cards, and identity theft. And if you discover errors involving electronic fund transfers to your checking account, like missing or incorrect transactions, contact your bank as soon as possible.
Reporting Problems With Online Auctions
If you have problems with an online auction transaction, you have several options for resolving them. First contact the auction site directly. If that is not successful, then you should contact the BBB or FTC commission to file a complaint about the auction site.
Selling Off A Portion Of Home Lot
A homeowner selling a portion of their lot and continuing to live in their current home wants to know what capital gains will need to be paid on the sale. You are not required to pay capital gains taxes on the sale of residential property as long as you have lived in the home for 2 of the past 5 years. The capital gains exclusion is up to $250,000 if you're single and up to $500,000 if you're married.
What Are The Payment Options At Internet Auctions?
A guide to the different payment options available for online auctions.
What Types Of Fraud Exist With Internet Auctions?
Internet Auctions are steadily growing in popularity. Take action to protect yourself against auction fraud.
Burial Costs Vary Depending On Service
Learn what a direct burial is and what costs you can expect to pay when you choose this option. Direct burial fees depend on the services that the funeral home provides to you.