Ever wonder why, after you’ve applied for a loan, you start getting calls from creditors offering you a competing loan? That’s because credit reporting bureaus sell your information just after you’ve applied for credit.

Nice. (Not really).

Well, if you want to opt out from credit reporting bureaus doing this, go to www.optoutprescreen.com. You can sign up to opt out forever or just for 5 years.

Sept. 10, 2006