Today on the Clark Howard Show, Ilyce Glink filled in. She discussed whether creditors may reveal personal information to others, why seller-financed third-party down payment programs (like Nehemiah) have been eliminated under the new housing bill, how much housing prices fell in the past month, covered bonds, the elimination of certain chemicals from children’s toys, and updated travel news. She took calls on building an emergency fund (by decreasing a contribution to 401(k) plans), veterans buying houses, paying off and consolidating student loans, hardship 401(k) withdrawals, construction loans, money merge accounts, whether to pursue a contractor who has gone belly up, rehabbing a foreclosed home, whole life vs. term life insurance, and how to negotiate with a bank that charged $2,900 in overdraft fees for 135 $1 checks that were overdrawn in the account. For show notes and updates through the week, check out her blog at , and sign up for her free weekly newsletter on the home page. Check out the videos at And be sure to subscribe to her YouTube channel.


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