Jake Adger, Dennis Carlson, Rick Sharga and Theresa Bradley-Banta join Ilyce to talk about recent trends and hot topics in personal finance on the Ilyce Glink Show on August 11, 2013 on WSB Radio.

Ilyce’s show always contains various forms of personal finance advice but she has invited four intelligent and engaged professionals to talk about real estate, credit, and today’s economy.

These four experts have strong opinions regarding certain issues Americans are facing:

Jake Adger – Chief Economist – RealtyTrac

Hired in April 2013, Adger is spearheading a new department that tasked with conducting original economic housing research and developing new products and services that leverage the company’s vast real estate database. Adger works with RealtyTrac’s database and public relations team to create new real estate reports and studies available to the public. He will also interface with other business units in the RealtyTrac organization — from member services and sales to data licensing and report sales — providing those business units with analysis and research to help them develop new products and services for RealtyTrac customers.

Adger brings 11 years of analytics and product management experience to RealtyTrac. He has held senior management positions in a diverse group of companies, including SuccessFactors, Deloitte Consulting and Ski West. He was most recently a director at SuccessFactors, the leader in cloud business execution software. At SuccessFactors, Adger analyzed and improved operational processes and tools for field sales and free trials. Adger developed new products and improved user experience while leading the “NEXT Labs” initiative to bring consumer software usability to Enterprise Software.

Adger earned a Masters of Business Administration from the University of Pennsylvania’s Wharton School of Business. He received a bachelor of sciences degree in economics and computer science from Vanderbilt University in Nashville, Tenn.

To learn more about Jake and his work, go to:




Dennis Carlson – Deputy Chief Economist – Equifax  

Dennis Carlson has spent his life analyzing data as a vehicle to better understand the world.  His first science fair project was predicting wins in baseball using a calculator and team statistics from the Baseball Encyclopedia.  After graduating from the University of Florida, the life-long ‘data junkie’ studied graduate statistics at Cornell University.

A 14 year financial services veteran, Dennis leveraged the power of data and analytics to transform how financial institutions and merchants view customers for American Express and First Data before joining Equifax in 2012.  De

Dennis joined Equifax in 2012 and now serves as the Deputy Chief Economist where he continues to tap his unique understanding of data and industry acumen to provide analytical insights to advance the business.



Rick Sharga – Executive Vice President – Auction.com

He is the company’s chief spokesman on topics such as the U.S. housing market, mortgage market, commercial real estate and international real estate.  Sharga, who is based in the company’s Irvine headquarters, has over 30 years of experience in real estate, mortgage and technology marketing.  Most recently, he was Executive Vice President at Carrington Mortgage Holdings, a privately held company that owns and operates multiple businesses covering virtually every aspect of residential real estate transactions.

One of the country’s most frequently-quoted sources on real estate, mortgage and foreclosure trends, Sharga has appeared on the CBS Evening News, NBC Nightly News, CNN, ABC World News, CNBC, FOX and NPR. He has briefed government organizations such as the Federal Reserve and Senate Banking Committee and corporations like JPMorgan Chase, Citibank and Deutsche Bank on foreclosure trends, and done foreclosure training for leading real estate organizations such as Re/Max, Prudential and Keller Williams.

Prior to joining Carrington, Sharga spent eight years at RealtyTrac, where as senior vice president he was responsible for marketing, business development and data operations.

Auction.com is the nation’s leading online real estate marketplace and has sold more than $25 billion in assets since 2007. The company serves customers from the largest financial institutions and investors in real estate to the individual consumer and agent.

To learn more about Rick and his work, go to:



Find Rick on Twitter @RickSharga

Theresa Bradley-Banta – CEO/Founder – Theresa Bradley-Banta Real Estate Consultancy

Theresa is an award-winning consultant, published author and sought after speaker on reality-based strategies for buying, owning and operating multifamily investment properties. She has been featured in The Equifax Finance BlogChat With WomenThe Lucy Ann Lance ShowThe Fordyce Letter, and AOLs Daily Finance among others. She is a trusted resource for investors from beginner to pro.

Theresa is the author of the book Invest in Apartment Buildings: Profit without the Pitfalls.  Her company provides a highly skilled sounding board for the professional multifamily real estate investor’s ideas and investment strategies. Her award-winning and highly popular website offers fresh, educational content including comprehensive, quality articles and resources on multifamily real estate investing.

She inaugurated her first formal education program in 2009 offering three levels of support for: first time real estate investors; mid-level residential real estate investors moving into multifamily property acquisition; and seasoned real estate investors starting sophisticated real estate investment enterprises.

To learn more about Theresa and her work, go to:




Find Theresa on Twitter @tbradleybanta

You can get more personal finance advice, real estate advice and consumer advice by listening to this radio show below and by listening to Ilyce’s other radio shows. You can also read her articles on real estate, credit and consumer advice as well.

WSB Radio’s Ilyce Glink Show – August 11, 2013

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