2011 is flying by, and before you know it we will be ringing in the new year. However, you still have time to save enough funds to max out your 2011 retirement savings account contributions. Here is a look at what you need to know. Using year-end retirement contributions to lower your taxable income If [...]
How to find a job in the New Year. Plus guest Eva Rosenberg, with her tax advice, discusses how small business owners can plan for the 2012 tax season. And as usual, providing personal finance advice, real estate advice and consumer advice on the Ilyce Glink Show December 18, 2011 on WSB Radio. On this last show [...]
If view your free annual credit report and review it, it's good but it may be differ somewhat with the report pulled by a mortgage broker or lender. Q: I am an avid reader of your column and have been a mortgage loan officer since 1995. Many times you have given incomplete or inaccurate information, [...]
Buying a home for your kids and helping your children out with a home purchase is a noble cause with pitfalls and can affect your retirement. Q: Our daughter and son in law have been renting a house for about a dozen years. Our daughter has medical problems and has been out of work, and [...]
You live in a homeowner's association and people aren't paying their dues, what should you do? Sue, dissolve, or collect? Q: We have about 70 homes in our subdivision in Georgia. We have a Homeowners Association that has hired a management company, but we aren’t getting dues paid from about half the owners. We have [...]
When you’re selling your home and the closing date is looming, the last phone call you want to take is the one from your buyer informing you that the appraisal for his or her loan has come in below the sale price—and asking if you would consider taking less money. Getting this far with the [...]
As we enter the worst part of winter here in the Northeast, I’m seeing many of my neighbors take ski trips or escape to warmer weather. However, as a homeowners insurance broker, I always try to warn my friends and clients of some considerations that need to be made when leaving the house for any extended [...]
You're underwater on your mortgage, should you try a short sale of your home or should you walk away in a strategic default and risk a deficiency judgment? Q: My daughter is in an interest-only loan with a 30-year term. Her interest rate is 8 percent. She owes $128,000 on the loan. Fannie Mae owns [...]
How many times have you read articles about saving money on your taxes at the last minute? Are you bored out of your mind by repeatedly reading about the same things? Well, as it happens, the same things tend to work and make sense for saving money all year. Are there any new ideas I [...]
A recap of the 2011 real estate market and the top 4 real estate New Year's financial Resolutions with real estate and personal finance advice Over the past 18 years that we’ve been writing this column, we’ve offered New Year’s Resolutions for home buyer and home sellers, plus New Year’s Financial Resolutions that everyone can [...]
