To transfer a deed to a home, the persons involved must consent. If a person wants to give a gift of real estate, they can purchase the property and deed it to someone else. But putting someone on a deed will not be sufficient to transfer title of the property to the recipient.
Before you even think about buying a home, you should ask yourself two questions: "What's my credit score?" and "How do I raise it?" Knowing your credit score will help you negotiate a good interest rate on your mortgage, and if you can raise your score, you'll get a loan with a lower interest rate.
President Bush just signed the stimulus package that authorizes the U.S. Internal Revenue Service to send every taxpayer $600 to $1200 (couples). To ...
As a single woman, I'm thinking maybe it's time to go back to the old-fashioned dance. Where a guy could see which woman caught his eye and approach h...
To prevent foreclosure you should pay your mortgage on time and in full every month. Preventing foreclosure should be a high priority because losing your home hurts your credit. There are steps you can follow to prevent foreclosure.
Last month I blogged about the National Foundation for Credit Counseling's Mortgage Reality Check. They've released the latest results. Things are no...
Can't pay your bills? Call the government. It'll take care of you. Treasury Secretary Henry Paulson and Housing and Urban Development Secretary Alpho...
This morning, the IRS finally issued guidance on how homeowners who completed a short sale, and had their mortgage debt forgiven by lenders, can file ...
A woman getting divorced says her ex-husband is buying her share of their home through a quit claim deed and will refinance the home. Ilyce advises her to put the quit claim deed in trust until she gets the money from her ex-husband. Otherwise, the woman may not see the cash after handing over the quit claim deed and having her husband buy her share of the property.
No one should ever sign his or her name to a mortgage loan or any other legal document without understanding exactly what the document says and what the transaction is all about. Mortgage documents can run several dozen pages, but by initialing each page, you're certifying that you have read and understand what each page says.
