Homeowners should shop around for the best insurance deals. Often homeowners can get a great deal if you purchase all your insurance from the same company. Another way homeowners can get a better deal on insurance is by keeping a good credit score.
What do you do if you pay off your mortgage, but there is still a lien on your home? If the mortgage company you bought the loan from is no longer in existence, there is still a way to get the lien off your house and prove you paid off the mortgage. Ilyce suggests that a local title company may be able to track down the mortgage company and get the lien off of the house.
Should you pay off credit card bills before applying for a mortgage? Lenders are used to seeing credit card balances, and they can adjust for them. What happens is that the lender adds up how much you can afford to spend each month on your mortgage, interest and taxes. Having a zero balance on credit cards will help your chances for getting a good rate on a mortgage.
In 2006 there were 33 catastrophic events that cost insurers nearly $9 billion in losses. Homeowners and renters saw a rise in their insurance premiums. Renters and homeowners should be very cautious when considering going without insurance.
A homeowner put a new walkway next to his driveway and along side his neighbor's yard, but is now having issues with the neighbor over conflicting landscaping. The neighbor installed a fence and removed the new sod along the walkway, causing the walkway to come apart. The best way to settle disputes with neighbors over landscaping is usually through communication, understanding, and maybe a plate of cookies.
I know this sounds like a Hallmark Holiday, but it's really just the Federal government trying to get your attention focused on protecting yourself: y...
On today's Ilyce Glink show, Ilyce talked about the recent New York Times story in which several finance professors went out on a limb and said that most Americans are saving enough for retirement. She took calls from several folks who said they did think they were saving enough and walked through how they got to their big number. She also talked about a new survey that shows that 90 percent of appraisers feel pressured by lenders, agents, buyers and sellers to inflate the price of property. That, she said, isn't going to help today's real estate market. Tune in for more.
It is National Consumer Protection Week and Ilyce provides you with links to sites that help you opt out junk mail, get on the do not call list, avoid payday loans and help you save for retirement.
