A title insurance professional comments on title insurance problems and why they happen. Problems may stem from conflicts of interest in which real estate agencies also own a mortgage company and a title company but don't disclose the relationship.
How are credit scores calculated? How can you improve your credit score? What's a good credit score? What's a bad credit score? Turns out most of us don't know the answers to these questions. According to a new survey, most consumers do not have the slightest idea what credit scores measure, what good and bad scores are, or, how their credit scores can be improved.
Building a home? If you want to build a new home, you may want to consider working with a home-building coach.
Keeping your credit score high is more important than ever, since a future employer will probably pull your credit history before offering you a job. But do you know how your score is calculated? Do you have a high credit score or a low credit score? So many questions about credit scores and we've got the facts about how they're calculated and what they mean.
Want to find a good builder? Selecting a good builder is the first step in a new successful new construction project. If you do your homework ahead of time, you should be able to choose a builder who is perfect for your project.
Today's mortgage game is so competitive that lenders are reaching into neighborhoods to find the next generation of home buyers. With the U.S. homeownership rate at about 68 percent, interest rates on the rise, and the median price of homes skyrocketing, lenders figure loan program innovation is the only way to develop new home buyers.They're using innovative marketing tools, targeted programs and, in some cases, wheels.
When you get water damage on your roof and it begins to leak you'll need to hire a contractor to repair your roof. How can you find a reliable roofing contractor? Ask friends, family, colleagues, and local real estate agents to provide referrals. Contact the Better Business Bureau to check the contractor's record.
When you buy investment property you want to take in more money than you spend on the mortgage. When you have positive cash flow on an investment property you can take that extra cash and use it to pay off the mortgage on your primary residence. Once you've paid off the mortgage on your primary residence you can save money to use toward maintaining the other properties and eventually buy another investment property.
Health insurance costs continue to rise. It's tough on everyone but if you're self-employed or your employer doesn't offer coverage, it's especially painful. Ilyce Glink offers some good advice on keeping your healthcare costs as affordable as possible.
Budget planning can help make the most of your personal finances by prioritizing your expenses. If you own your home, a home equity loan can be used to help straighten out personal finances and get you back on track. Taking a second job short-term can also help boost income to straighten out personal finances.
