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Timeshare Inheritance: Pay Property Taxes

By | February 23rd, 2007|

When you get a timeshare inheritance you're responsible for property taxes and maintenance as if it were real property. Even if you don't want the timeshare, you're responsible for property taxes and maintenance until you can sell the timeshare. To determine what to do with the timeshare you may want to contact a real estate attorney.

Understanding Condominium Bylaws And Declaration

By | February 22nd, 2007|

A member of a condominium board wants to educate his fellow board members. Bylaws and declaration hold the key to understanding the board's roles, responsibilities and procedures. The bylaws will tell you the process of electing members to the board of directors and officer duties and responsibilities, and the declaration will tell you what issues require a unanimous vote by owners of the condominium association.

Agents Have Their Say on 9 Things Sellers Should Ask Before Hiring a Listing Agent

By | February 19th, 2007|

A recent column listed questions every seller should ask their real estate agent before hiring him or her. Sellers should know what neighborhoods their real estate agent works in, how many transactions they closed last year, and what types of homes the typically represent, among other important questions. Whether real estate agents use a lockbox or conduct showings themselves is a hot topic among agents.

Check Crime Statistics Before Buying Home

By | February 18th, 2007|

Check the crime statistics of your new neighborhood before moving into a home. Talk to the local police officers, shop owners and aldermen or city council members. But nothing beats your own research. Walk or drive around and check out how things look.

Capital Gains Taxes: Primary Residence vs. Investment Property

By | February 17th, 2007|

Are primary residences and investment properties subject to capital gains taxes? How can you defer capital gains tax penalties? IRS rules differ for primary residences and investment properties, but the only way to defer tax on an investment property is to do a 1031 exchange and purchase a replacement property that costs as much or more as the property you’re selling.

Understanding Due On Sale Clause

By | February 16th, 2007|

Mortgage lenders often include a due on sale clause in the mortgage agreement. This homeowner would like to transfer his home to an LLC but is concerned the due on sale clause will be invoked. The idea behind the due on sale clause is that the lender was willing to give the loan to a specific owner of specific piece of property and if that owner sells the property, the lender is entitled to decide whether it wants to continue with the loan arrangement.

Seller Disclosure May Include Septic System Problems

By | February 15th, 2007|

When you buy a home and the home seller fails to tell you about problems with the home, the seller may have violated the concept of seller disclosure. Seller disclosure laws vary by state and to fully understand your recourse you should contact a real estate attorney. The seller may be liable for some of the costs of repairing the items they failed to disclose.

Buying Home With Friend Leads To Problems

By | February 15th, 2007|

A homeowner had a friend buy half her home for a short period of time. The friend now wants the equity the home earned during the time she was an owner. Even though this deal had no documentation, the friend is owed the equity on her short-term investment. A sound contract up front would have made it clear if the friend was owed equity after selling the house back.

Buying Home From Parents

By | February 13th, 2007|

A daughter's parents have asked she and her brother to buy their home from them to get them out of financial problems. Buying the home from her parents could help her credit if they buy it back, but could hurt her if they are unable to buy it bake when they say they will. A good attorney can write up a contract before entering any deal to buy her parents home.

Refund On Lease/Option Agreement

By | February 12th, 2007|

A young couple had agreed to a lease/option agreement on a new home. After the death of the young woman, the husband is wondering if he can get a refund of the option amount they had paid toward the lease. Lease/option payments are typically non refundable, but a real estate attorney may be able to discuss what options are available.

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