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Sell Or Repair Synthetic Stucco After Water Damage?

By | January 3rd, 2005|

If your home has synthetic stucco as its exterior finish, you may encounter water damage. One solution to water damage related to an incorrect synthetic stucco installation is a new drainage system, but it's not clear how reliable that system will be. Should you repair water damage related to synthetic stucco before selling a home? Ilyce says she wouldn't want a home with water damage related to synthetic stucco but it is up to the home seller to decide whether to repair it prior to selling the home.

Comparative Marketing Analysis: A Useful Tool for Sellers

By | January 2nd, 2005|

Sellers who choose to list their property with a broker should ask for a comparative marketing analysis (CMA). A CMA looks at all the variables in a home: number and size of rooms, number of bathrooms, number of square feet, lot size, location, and any special amenities the home may have.

Buying A Home With Polybutelyne Plumbing

By | January 1st, 2005|

A late inspection reveals polybutelyne plumbing in a homebuyer's potential home. The seller claims it's not polybutelyne, but the buyer wants to know if he has any recourse based on the findings.

IRA For College, Home Down Payment, Mortgage Payment Or Property Purchase

By | January 1st, 2005|

While most people save money in an IRA for retirement, you might be tempted to use the money for other financial needs. However, using an IRA for a down payment on a home or to pay for college is prohibited. The same goes for using an IRA to purchase property or to make mortgage payments. Check withdrawal rules first so you don't face harsh penaltie and taxes.

Easement May Change When Neighbor Moves

By | December 31st, 2004|

When a neighbor grants an easement and then sells the property, it may mean the remaining neighbor has to renegotiate use of the easement. To figure out exact use of an easement you should review the easement documentation so you understand your rights.

Seller Disclosure Includes Material Defects

By | December 31st, 2004|

When you sell your home you will have to share if the home has material defects as part of seller disclosure. Does seller disclosure include sharing what kind of wiring your home has? Do you have to share items under seller disclosure that weren't made public to you when you bought your home? Seller disclosure means disclosing hidden material defects - items that the seller knows about but can't be seen with the naked eye.

Back Taxes Owed On Foreclosed Property

By | December 24th, 2004|

After purchasing a property in foreclosure, you could receive a notice for back taxes. Make sure you get the title commitment and owner's title insurance at the time of purchase. Even though it is a foreclosure property, you need to make sure all title problems and tax issues are resolved.

Refinancing Small Loans

By | December 24th, 2004|

Lenders typically don't like to refinance low-cost mortgages because they take just as long but the lenders make a fraction of the money on them. If you still have time left to pay off the loan, taking out a home equity loan to pay off the balance of the loan might be a better option than refinancing. If there isn't much time left on the loan, it may not be worthwhile to refinance it.

Good Landlords Treat Tenants Well

By | December 24th, 2004|

Want to know how to be a good landlord? For starters, landlords should treat their tenants with respect and courtesy. This renter thinks he's being mistreated by his landlord and wants to know his rights as a renter.

1031 Exchanges to Avoid Capital Gains Taxes

By | December 24th, 2004|

To avoid paying capital gains taxes, you are permitted to sell one property in exchange for another in a 1031 exchange. A 1031 Exchange or Starker Trust exchange or "like-kind" exchange are all terms used to describe the sale of one investment property for another. When you undertake a 1031 Exchange you generally need a third party to act as an intermediary in the transaction and as the trustee for the money received from the sale of the property.

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