A checking account is a building block for a successful financial life. Use a checking account to deposit paychecks, pay bills and conduct everyday transactions. More and more banks and credit unions are offering their checking account services in electronic forms. Look here for information about checking account options and what you can do with your money.
The FDIC has launched a new calculator to help you figure out if your deposits are protected. Use this: www.fdic.gov/edie/index.html Published: Sep ...
A bank account holder asks about online banking and overdraft protection saying he recently paid a high amount of fees. Banks and credit unions offer different kinds of overdraft protection and electronic banking. But no matter what kind of overdraft protection you have, you need to know the fees the banks charge. Take charge of your personal finances by using online banking to monitor when the money is in your account.
When you own a home with a partner who has children from another relationship you may be wondering how to protect your assets. While it's good to buy a home as joint tenants with rights of survivorship, a will can ensure that your property inheritance desires are met. Estate planning, including a will, can protect other assets as well.
When dealing with your personal finances, problems with your credit cards or debit cards require quick action. You need to immediately report problems with your credit cards, including billing errors, lost or stolen cards, and identity theft. And if you discover errors involving electronic fund transfers to your checking account, like missing or incorrect transactions, contact your bank as soon as possible.
If you're going to buy a house or refinance your existing loan this year, you should take the time to organize your finances now. Gathering your paperwork together will make it easy to apply for a loan later. Keeping your insurance policies, checking and savings accounts, retirement accounts, investments, tax returns and trust information organized will pay off when you really need the information.