Buy New Car Or Pay Down Debt
A car loan is almost paid off. Should they use the extra money to pay down debt or buy a new car to replace an older, broken-down car?
Car Dies After Installing New Engine
A used car needs a new engine, but still dies after installing the new engine. Ilyce recommends checking the warranty terms. Unfortunately, the car may just be a lemon.
Co-Signing Loan Leads To Problems
Co-signing a loan can be very risky. When you get stuck with the payments for a loan you co-signed for, you can speak to an attorney about what rights you have and whether you have legal options.
New Truck Needed For Business
When you walk into a dealership, you want to be prepared. For this lanscaper, he wants to know about leasing work trucks. He can try contacting the manufacturers for more information. As a well-informed shopper, he will be better prepared to negotiate with the dealers.
Sell Or Keep Problematic Car?
Is it better to keep and fix a problem automobile or sell it off? With a high-interest car loan, there are other steps you can take to deal with the automobile's problems without taking on more debt. And it might be worth seeing if the automobile falls under your state's lemon laws.
Used Car Purchase Fraud
Purchasers must do their homework ahead of time. After purchasing a used car, the car fails emission tests. The dealer has had the car for four weeks to fix the problem, but it hasn't happened. The owner would like a refund but is refuses. This sounds like fraud and the purchaser should file a complaint with the Federal Trade Commission.
CFP Versus ChFC
A CFP is a certified financial planner. A ChFC is a Chartered Financial Consultant. How do you know which will be best to help with your financial planning?
Getting Rid Of Telemarketers For Good
How can consumers get a telemarketer off your back for good? Consumers can file a complaint with their local office of the FTC and the better business bureau.
Qualifying For Home Loan After Bankruptcy
Bankruptcy is a black mark on your credit and won't allow you to get a loan at the kind of interest rates offered to buyers with good credit. Having a bankruptcy on your credit will mean paying anywhere from 2 to 5 percent above the going rate. To improve your credit history after a bankruptcy, know your credit score so you can work to improve it as quickly as possible.