Ilyce

Refinancing a first mortgage and/or a second mortgage or home equity line of credit may not be right for everybody.
If you refinance the mortgages will you reduce the amount you owe on the mortgage loan?
Will you reduce the number of years left to pay on the mortgage once you refinance the mortgage and home equity line of credit or second mortgage loan?
If you refinance your mortgage, will the costs you incur by refinancing your mortgage exceed the savings you get? How long will it take for you to break even after you spend money refinancing your mortgages?

Debt overload or overboard? A small business owner is facing off with the recession. On one hand, he has to refinance his debt to stay afloat. On the other hand, navigating the complicated waters of small business loans has him confused. A miracle phone call seems to answer all of his needs and provide him with the money he needs to retain his employees. How can you find out if an offer is a scam or if it can truly help save your business?

Social Security garnishment. Can a creditor go to court to garnish your Social Security benefits? Can the Federal Government ever garnish your Social Security benefits? Can your bank allow your Social Security benefits to be garnished? How can you prevent that from happening?

Ilyce Glink Show Notes September 20, 2009: Umemployment numbers up and down, job creation elusive; best time for prepaying mortgage; How to Profit from Foreclosures Event October 24, 2009. Use discount code: crystal; FREE BOOKS AND EBOOK DEAL. SEE BELOW FOR DETAILS. Taylor Bean Whitaker links;

We just posted the latest update to the confusing situation with failed mortgage servicer Taylor Bean Whitaker. According to the director of mortgage ...

Taylor Bean Whitaker Update: The latest news finds the failed mortgage company at a hearing at bankruptcy court. According to a representative from the Georgia Department of Banking and Finance, Taylor Bean Whitaker has been given a deadline of October 31 to address who will service which accounts.

Only Sign Quit Claim Deed When You Are Sure Your Name Is Removed From Mortgage We frequently write articles about quit claim deeds and removing names from mortgages. The important thing for people to understand is that the ownership of a piece of property, a home, or any piece of real estate is independent from the debt obligations people have. That is to say, if you own a home, you can own it one way and if you take out a loan with a bank, the debt is an independent obligation from the manner in which title is held to a piece of property. If you get rid of the home using a quit claim deed, you don't get rid of the other obligation to the bank. The obligation stays with you. The mortgage debt to the bank is an independent contractual obligation that is personal to the person that signed the mortgage loan. This reader broke up with her fiance within days of their wedding. They bought a home together and now she wants to remove her name from the mortgage. One option is a short sale to get rid of the property and get her name off the mortgage.

Protesting Property Taxes: Tips For Getting It Done Right. These days every penny counts and as more and more government entities need more money, many of them will rely on property taxes. That means, you have to make sure you understand what your tax bill means and how you should go about determining if your tax bill is accurate. If the bill is not accurate, you'll need to take some action by protesting or fighting your property taxes. You may need to hire someone to contest and protest your taxes or help you by appealing your property taxes, but your ultimate goal by fighting your property taxes is to reduce the amount you'll pay in real estate or property taxes on a yearly basis. As real estate taxes go up, more and more people will find themselves protesting their property taxes.

$8000 First Time Home Buyer Tax Credit And Money From Parents With the $8,000 First Time Home Buyer Tax Credit due to expire on November 30, 2009, parents are coming to the aid of their children by giving them money or buying a home with them to qualify and take advantage of the tax credit. If you are single and have not owned a home for the prior 36 months and make $75,000 or less and buy a home worth at least $80,000, you should qualify for the $8,000 first time home buyer tax credit. But there are exceptions.

Some Tips On Buying Investment Property vs Buying a Dream Home If you are looking for your dream home in this real estate market, you might just find it. But are you better off buying an home now and living there for a while and then turning that home into an investment home? Are there tips for people to consider when buying an investment home? What should you consider when you try to decide where to place your money for the next ten years in the real estate market? Will it be in an investment property or an investment in real estate or might you better off living where you money is in a home that you can call your dream home?